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Real estate remains one of the most proven and tangible avenues for building long-term wealth. At Chakor, we bring together a curated selection of opportunities from residential and commercial properties to land development and REITs, designed for investors at every stage.
Whether you are looking to diversify your portfolio, generate steady rental income, or capitalise on high-growth markets, our platform connects you with vetted projects backed by transparent data and expert analysis. We believe that smart real estate investment should be accessible, informed, and built on trust.
Explore opportunities across Pakistan’s most promising cities and emerging regions. Each listing on Chakor is carefully evaluated for location potential, developer credibility, projected returns, and legal clarity so you can invest with confidence, not guesswork.
From first-time investors taking their initial step into property to seasoned professionals expanding their holdings, Chakor is your gateway to building a portfolio that works as hard as you do.

CategoriesNews Economy Property Laws Property Taxes Real Estate Investment

World Bank Presses Pakistan to Move Property Tax onto Market Valuations

ISLAMABAD, October 3, 2026: The World Bank has urged Pakistan to tighten enforcement of agricultural income tax and overhaul how provinces tax property, Business Recorder reported today.

The recommendations came up during a meeting between Finance Minister Muhammad Aurangzeb and a World Bank team led by Country Director Bolormaa Amgaabazar.

On agriculture, the Bank wants provinces to implement their amended tax laws, set up digital registration, filing and payment, and share more data with federal authorities. The sector accounts for about 24 percent of GDP, yet most of it sits outside the tax net.

Property was the other focus. Pakistan collects only about 0.13 percent of GDP in property tax, against 0.3 to 0.6 percent in many comparable economies. The Bank called for a single, harmonised valuation approach, better digital systems, and a gradual move away from outdated administrative valuations toward market-based values.

The discussions went beyond tax. The Bank also raised GST harmonisation, closer coordination between Islamabad and the provinces, stronger revenue-policy modelling and delivery of the Medium-Term Revenue Strategy. 

On business conditions, it pointed to simpler regulation, SME financing, insolvency reform, factoring legislation and export-finance products through EXIM Bank. Capital-market reforms were also on the table, aimed at widening financing options and encouraging investment.

The report presents all of this as proposals under discussion. It does not mention a new property-tax rate, an immediate nationwide increase or a date for introducing market-value taxation.

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CategoriesNews Developments Real Estate Real Estate Investment Urban Developments & Planning

CDA Plans Phased Launch of G.T. Road Commercial Scheme, Eyes Over Rs500bn in Revenue

ISLAMABAD: CDA is preparing to open a large commercial area along G.T. Road, a project that officials say could earn the civic body more than Rs500 billion.

Sources said Chairman Sohail Ashraf has instructed the relevant teams to move ahead with the scheme, which is likely to launch in the coming months. He has reportedly presided over several meetings on the subject and asked the relevant wings to wrap up their preparations quickly.

CDA acquired the land in 1967, and it spans 3,550 kanals along a 16-kilometre stretch from EME College to Nicholson Monument, covering a 200-foot-wide strip on both sides of the road. Officials estimate that about 2,000 kanals will be usable after planning.

Explaining the revenue projection, an official said that even at a base rate of Rs750,000 per square yard, one kanal would fetch roughly Rs500 million. He added that the plots would be released gradually rather than all at once.

CDA did little to secure the land until 2025, when it began an enforcement drive. A major operation last year, led by the then Deputy Director General Enforcement, Dr Anam Fatima, recovered a considerable share, and another operation is underway. Officials said over 100 permanent buildings have been marked for demolition. 

Heavy machinery dealers in the Tarnol area are also using the land for parking. Interior Minister Mohsin Naqvi has reportedly backed CDA’s efforts to reclaim state land.

Director General Spatial Planning Ijaz Ahmad Sheikh has set up a four-member committee, headed by Deputy Director General Architecture Ali Abdullah, to finalise the design. Officials expect strong demand for fuel stations, as NHA is adding land to the road.

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CategoriesEconomy News Real Estate Investment

SECP Proposes Raising Microfinance and Housing Loan Limits to Rs5 Million

ISLAMABAD: The SECP has proposed raising the maximum limit for microfinance and housing loans to Rs5 million, as part of amendments aimed at expanding access to finance.

The regulator said on Tuesday that it has issued the proposed amendments for consultation with stakeholders.

Under the proposals, the annual income threshold for borrowers eligible for microfinance loans would increase to Rs1.5 million from the current Rs1.2 million.

The amendments also revise the thresholds used to classify businesses. For small businesses, the maximum annual turnover limit has been proposed at Rs400 million, up from Rs150 million. For medium-sized businesses, the limit has been proposed at Rs2 billion, up from Rs800 million.

The SECP said the proposed SME thresholds are aligned with recent changes introduced by the State Bank of Pakistan, which revised its prudential regulations for housing finance.

The proposals are open for stakeholder feedback before any final decision. No implementation date was announced.

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CategoriesNews Developments Property Laws Property Taxes Real Estate Real Estate Investment

Sindh Targets Five-Fold Jump in Property Tax Records to 2.15m Under $150m World Bank Plan

KARACHI: Sindh is preparing to widen its urban property tax records more than fivefold, from about 397,375 entries to roughly 2.15 million, through a World Bank-backed programme covering 20 local councils outside Karachi.

The Sindh Property Revenues Enhancement Program (SPREP) is valued at $150 million, comprising $110 million in results-based financing and $40 million in investment project financing. The Local Government Department will implement it to increase Urban Immovable Property Tax (UIPT) collection and improve municipal financial management.

According to the programme’s Stakeholder Engagement Plan, only about one-fifth of an estimated 2.1 million properties in the five targeted divisions are currently registered. Field teams will conduct a GIS-based, door-to-door survey of residential and commercial premises, geo-tagging each property into a new UIPT management information system. The plan stresses that the exercise is meant to build records, not issue tax demands.

The targeted councils are spread across Hyderabad (nine), Larkana (four), Sukkur (three), Mirpurkhas (two) and Shaheed Benazirabad (two), serving about 4.5 million residents. Wider institutional support will reach all 45 participating councils, including 25 in Karachi.

Beyond the survey, the programme will finance digitisation of Board of Revenue land records, a digital master plan linking land and tax systems, city surveys and a financial management information system for budgeting, accounting, payroll and expenditure.

To address privacy and accuracy concerns, the plan proposes advance notice of visits, identified enumerators and channels for residents to review and correct records. Monthly Town Citizen Committees and women-only consultations are planned to prevent exclusion of vulnerable groups.

The design draws on Karachi’s CLICK project, where the registered base reportedly rose from about 900,000 to 4.2 million properties after removing duplicates and out-of-mandate entries.

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CategoriesNews Property Laws Property Taxes Real Estate Real Estate Investment

FBR to Refund Section 7E Tax on Properties Above Rs25mn After Court Strikes Down Law

ISLAMABAD: The FBR has agreed to refund tax collected on deemed rental income from immovable properties under Section 7E of the Income Tax Ordinance, 2001, months after Pakistan’s FCC struck the provision down as unconstitutional.

The relief follows sustained advocacy by the Lahore Tax Bar Association’s Public Interest Litigation Committee, whose chairman, Waheed Shahzad Butt, had repeatedly petitioned the FBR since the FCC’s May 7, 2026 verdict voided Section 7E in its entirety, along with all notices issued under the clause since its introduction through the Finance Act 2022.

In a letter dated September 23 to all Chief Commissioners of Inland Revenue across large taxpayer, corporate, and regional offices, the FBR directed that it must not turn down revision requests filed in response to the court order and must process any refunds arising from such revisions without delay.

The reversal affects a wide pool of taxpayers, as Section 7E applied a 5% deemed-income tax on the FBR-assessed market value of properties worth more than Rs25 million.

Butt welcomed the move as a significant win for taxpayers, noting it would spare both the exchequer and litigants from prolonged legal battles. However, he clarified that the FBR’s directive is limited strictly to Section 7E and does not affect a separate, unresolved dispute over Super Tax under Section 4C, where the FCC upheld the levy but excluded certain exempt capital gains, including inherited property and long-held real estate.

Pending a broader refund mechanism, the LTBA-PILC has proposed adjusting amounts collected under both Section 7E and Section 4C against taxpayers’ FY26 liabilities, urging the FBR to extend similar expedited treatment to pending Super Tax claims.

CategoriesNews Construction Developments Economy Property Real Estate Real Estate Investment Urban Developments & Planning

Punjab’s Digital Housing Scheme Bags UN Scroll of Honour, Ranks Among World’s Top Five

LAHORE: Punjab’s flagship housing initiative, ‘Apni Chhat, Apna Ghar‘, has been named a recipient of the United Nations Scroll of Honour Award, placing it among the five most successful housing programmes worldwide this year.

UN-Habitat confirmed the honour following an extensive global review of housing initiatives, citing the programme’s role in extending safe, affordable shelter to low-income families. Only five schemes are chosen for the award internationally each year, making the recognition a notable achievement for the provincial government led by CM Punjab.

The award will be formally presented on October 5 during World Habitat Day, with the main ceremony taking place in Muscat, Oman. Related seminars and workshops on urban housing development are scheduled to run in the Omani capital from October 6 to 8.

Since its launch, the programme has disbursed roughly Rs260 billion in loans, enabling construction of more than 200,000 homes across two phases. The first phase accounted for over Rs196 billion in financing for 134,439 units, while the second added more than Rs62 billion for an additional 65,000 houses. Around 125,000 families have already moved into completed homes under the scheme.

Beyond the scale of financing, the programme is Pakistan’s first fully digital housing finance model, a feature officials say has helped streamline loan disbursement and construction tracking at scale.

The UN recognition adds to a string of accolades for the initiative, reinforcing its position as a reference model for low-cost housing delivery, both within Pakistan and among developing economies pursuing similar affordable-housing agendas.

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CategoriesNews Economy Investment Property Laws Property Taxes Real Estate Investment

Faulty Formula in FBR’s New Tax Return Form Is Overcharging Taxpayers, Warns PTBA

ISLAMABAD: The Pakistan Tax Bar Association has urged FBR to urgently fix a calculation error in its new income tax return form, warning that it is charging some taxpayers more than the law actually requires.

In a letter to FBR Chairman Rashid Mehmood Langrial, the PTBA said the fault lies in how the IRIS system handles “minimum tax,” a baseline amount already deducted or withheld on certain kinds of income that the law says should count in full toward a taxpayer’s minimum tax obligation.

Instead, PTBA says, IRIS splits a person’s income across different sources and taxes the remainder at an average rate, effectively piling an extra, unjustified demand on top of tax already paid.

To illustrate the unfairness, the bar association pointed out that two taxpayers earning the exact same income could end up owing different amounts, with the one who had tax withheld in advance actually paying more overall than someone who didn’t, purely because of how the system calculates things.

PTBA noted that the law already deals with a similar scenario correctly under the Final Tax Regime, where income taxed at source is treated as a separate block and excluded from normal-rate calculations. It says IRIS fails to make the same exclusion for minimum tax cases, meaning the same income essentially gets taxed twice.

The association has shared sample calculations with FBR to back up its claim and argued that building such formulas into the software amounts to interpreting the law itself, something it says neither FBR nor its technology arm, PRAL, has the authority to do, particularly since taxpayers have no option but to accept whatever the system generates.

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CategoriesNews Property Property Laws Property Taxes Real Estate Investment

Property Tax Windfall Signals Capital Flight Reversal, But Experts Warn of Real Estate Bubble Risk

Withholding tax collected from immovable property transactions climbed 57 percent in FY26, even as the government slashed advance tax on property purchases by half in the FY27 budget to encourage investment. The concession followed a marked surge in real estate prices, with plots in parts of Karachi reportedly multiplying in value within six months.

Analysts link the trend to reversed capital flight from the Gulf, particularly the UAE, as regional instability tied to the US-Iran conflict prompted funds once parked abroad to return.

Stronger remittance inflows and higher dollar liquidity from exchange companies have reinforced this shift, bolstering forex reserves and domestic liquidity.

However, concerns are mounting that this capital is settling into largely unproductive assets- vacant plots rather than industry or the stock market- which remains less attractive given its risk profile and a plateauing outlook.

Pakistan’s investment-to-GDP ratio continues to languish near record lows, with high taxation, weak industrial competitiveness, and regulatory hurdles cited as key deterrents to formal-sector investment. Some inflows reportedly still move through informal hundi-hawala channels, avoiding documentation altogether.

Officials are said to be exploring an investment vehicle for overseas Pakistanis to help finance $6.5 billion in public-private partnership projects, though critics argue such measures should have been introduced earlier.

A historical precedent is being cited: after Pakistan’s 1998 nuclear tests triggered a freeze on foreign currency accounts, banks led by HBL used incentive schemes to keep the resulting rupee liquidity within the formal banking system.

With regional tensions unresolved and capital inflows expected to persist, policymakers, the central bank, and commercial banks face renewed pressure to channel this liquidity into productive sectors or government securities before speculative pressures in real estate deepen further.

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CategoriesNews Developments Economy Property Taxes Real Estate Real Estate Investment

SECP Proposes REIT Overhaul: Threshold Cut to 65%, Vacant Land Investment Allowed

ISLAMABAD: The SECP has presented a draft package of amendments to the REIT Regulations, 2022, designed to release fresh capital and extend participation in the country’s real estate investment trust sector.

As per the proposed changes, the minimum threshold for real estate income and assets for REIT portfolios would drop from 75 to 65 percent, giving REIT Management Companies (RMCs) greater latitude to structure holdings and qualify a broader range of projects. Investment-based REITs would also gain the right to invest in vacant land and plots, subject to conditions still to be finalised.

The reforms would extend REIT access to new categories of capital, permitting group-level trusts and employee funds to invest in unlisted REIT schemes. Separately, the borrowing window available to RMCs from sponsors, directors and associated entities would be lengthened from 24 to 36 months, though existing unitholder-approval safeguards would remain unchanged.

To ease execution timelines, RMCs facing delays beyond their control could receive up to a one-year extension to list Rental and Investment-based REITs. The draft also opens a path for RMCs to acquire property directly from government entities through binding agreements, under conditions set by the regulator. A further clarification addresses Hybrid REIT Schemes, confirming that vehicles combining investment-based and rental components may earn and realize rental income during their holding period.

SECP Chairman Dr Kabir Ahmed Sidhu said the measures are intended to build a more enabling framework for the sector, capable of drawing in long-term capital and expanding the investor base.

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CategoriesNews Developments Property Property Laws Real Estate Real Estate Investment Urban Developments & Planning

733 Karachi Development Projects Worth Rs59bn Go Online in Transparency Push

KARACHI: The Karachi Metropolitan Corporation (KMC) has begun publishing details of 733 development projects worth a combined Rs59 billion on its website, part of a broader digital transparency drive announced this week.

Mayor Barrister Murtaza Wahab said new sections added to the KMC website cover municipal assets and properties, ongoing development schemes, a Karachi Development Map, and a Land Record Management System. The project database includes costs, approved allocations and expenditure, along with details of contractors, funding sources and the institutions responsible for each scheme.

Through the interactive map, residents can track the location, jurisdiction, cost, progress and expected completion date of ongoing road works, including a Rs173 million scheme in District East, the Rs155 million Patel Hospital Road project, and the Rs472 million Mirza Adam Khan Road project. Photos and videos of construction progress will also be uploaded for public monitoring.

KMC is separately digitising land records dating back decades, with future property transfers to be recorded electronically. Employee records have been shifted to the SAP system to curb duplicate or fraudulent payments, and the civic body is moving toward an account-to-account digital payment system capable of tracking every transaction.

Wahab said the shift to digital collection has already lifted revenue, with one department’s monthly collections rising from around Rs170-180 million to roughly Rs300 million last month. Revenue and receivables are expected to be linked to the digital system in the coming months.

The mayor also cited progress on the Hub Canal, cleaning of the Hub Reservoir, and the 38-kilometre Shahrah-e-Bhutto Expressway, alongside a proposed Chakor Nala Expressway meant to ease congestion around Gulistan-e-Johar and Rashid Minhas Road.

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