KARACHI: Roshan Digital Accounts (RDA) recorded their highest-ever monthly inflow of $321 million in April 2026, according to data released by the State Bank of Pakistan (SBP), marking a significant milestone in Pakistan’s efforts to attract diaspora investment through digital banking channels.
The April figure represents a month-on-month increase of $60 million over March’s inflow of $261 million, pushing total cumulative inflows into RDA since the scheme’s inception to $12,747 million.
Despite the record inflows, outflows also remained substantial. A total of $191 million was repatriated or locally utilised during the month, comprising $28 million in outward repatriation and $164 million deployed within Pakistan, causing the Net Repatriable Liability (NRL) to expand by $130 million in April.
On a cumulative basis, total repatriation and local utilisation now stand at $10,203 million, of which $2,056 million has been repatriated abroad while $8,147 million has been utilised domestically. The overall NRL currently stands at $2,544 million, equivalent to 19.96% of total RDA.
Within the NRL, Islamic Naya Pakistan Certificates (NPC) account for the largest share at $1,155 million, followed by account balances at $641 million, Conventional NPC at $555 million, equity investments at $123 million, and other liabilities at $70 million.
The scheme also continues to demonstrate strong year-on-year growth. Total inflows during the current financial year reached $2,184 million, compared to $1,925 million in the corresponding period last year, a rise of approximately 13.5%.
Repatriation and local utilisation during the same period came in at $1,630 million, up from $1,460 million a year earlier. On the participation front, 10,083 new accounts were opened during April alone, bringing the total number of RDA accounts to 927,483.
The record monthly inflow underscores sustained overseas Pakistani confidence in the RDA platform and signals continued momentum in foreign currency mobilisation through digital channels heading into the final stretch of the fiscal year.
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