Interest-free loans of up to Rs1.5 million to help middle-income families build their dream homes
Lahore, Punjab Minister for Housing and Urban Development Bilal Yasin has announced that 2,000 middle-income families will be granted free residential plots in the first phase of the provincial government’s Apni Chhat, Apna Ghar program.
Along with the plots, beneficiaries will receive interest-free loans of up to Rs1.5 million to assist in home construction. The announcement was made during a briefing by Punjab Housing and Town Planning Agency (PHATA) Director General Sikandar Zeeshan, who revealed that over 367,000 applications have been received for the scheme. The initial screening process is underway, with transparent balloting to follow for plot allotment.
District-wise allocations include Jhelum (730 plots), Kasur (388), Faisalabad (257), Lodhran (218), and Okara (130). Smaller allocations range from 55 plots in Layyah to just 2 in Chiniot, covering 19 districts in total.
Minister Yasin stated that the initiative is designed to make poor and middle-income families landowners, ensuring they have a foundation for secure housing. He reaffirmed the government’s commitment to fair distribution, transparency, and financial support, calling the program a vital step toward reducing the housing gap in Punjab and improving living standards for thousands of families.