PKR 72 Billion Subsidy Scheme to Empower Low- and Middle-Income Families Across Pakistan
Islamabad, July 29, 2025: In a significant move to expand homeownership opportunities, the Economic Coordination Committee (ECC) of the Cabinet has approved a markup subsidy and risk-sharing scheme aimed at making affordable housing accessible for low- and middle-income families across Pakistan.
Chaired by Federal Finance Minister Muhammad Aurangzeb, the ECC announced a PKR 72 billion subsidy initiative that will enable eligible borrowers to secure fixed-rate home loans of up to PKR 3.5 million, with subsidized interest rates between 5% and 8%. This decision is part of a larger national strategy to stimulate growth in Pakistan’s housing and construction sectors.
The ECC also stressed the need for a centralized housing sector database, instructing relevant ministries to work alongside provincial stakeholders for better coordination, transparency, and long-term planning.
This initiative not only paves the way for more families to own homes but also reflects the government’s strong commitment to inclusive economic development and financial accessibility for underserved communities.
The new scheme is expected to drive demand in the housing market while offering relief to thousands seeking stable and affordable living conditions.